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Hegseth meets with moderate Sen. Collins as he lobbies for key votes in the SenateNoneA WOMAN has landed a lottery jackpot after a simple suggestion. She was in disbelief over the sweet payday , and her family could hardly believe what had happened. The Baltimore, Maryland , resident was not a frequent player but decided to try her luck after a family member's suggestion, per a November 25 release from the Maryland Lottery. Earlier this month, the family member told the woman, a waitress at a local restaurant, that he was going to buy some tickets on his drive home from work. Taking his advice that it's fun to take chances every once in a while on the lottery , she told him to buy her a ticket using the last $5 in her purse. "I told him I didn't care which game, any would do," the woman told officials. Read More on the Lottery He chose the $5 Deluxe Crossword scratch-off game and gave it to her to scratch that evening. When she did, it revealed the game's grand prize amount of $50,000. "When I scratched the ticket that night, I was amazed," she recalled. "Totally in shock." Most read in Money LUDICROUS LUCK The woman said she ran into the other room to show her family the big win, and they all thought she'd "gone crazy" initially. After confirming it for themselves, she said they "all went a little bit crazy." Maryland Lottery officials confirmed that the woman purchased the scratch-off at the Carroll Fuel gas station in Baltimore. The gas station will get a bonus for selling the winning ticket. Since the prize was over $25,000, the woman must have made an appointment with the Lottery Claim Center in Baltimore to get the cash. While there, she would've been confronted with two options to collect the money — a lump sum distribution or annuity payments. Players who win big on lottery tickets typically have a choice to make: lump sum or annuity? The two payout methods can impact how much money you get from your prize. Annuities pay out slowly in increments, often over 30 years. Lump sums pay all at once but in a smaller amount, as taxes are withheld in one go. That means 24% of your prize goes to Uncle Sam right away. Many states tax winnings as well. Annuities can provide winners time to set up the financial infrastructure required to take in a life-changing amount of money, but lump sums have the benefit of being taxed only once. Inflation is also worth considering when making a choice, as payouts do not adjust with the value of a dollar. That means that you'll likely be getting less valuable money towards the end of an annuity. Each state and game pays out prizes differently, so it’s best to check with your state’s lottery to confirm payment policies. A financial advisor can also help you weigh the pros and cons of each option. Experts have varying opinions on whether to take the lump sum or take the annuity . GONE IN A FLASH Annuity payments split the money through distributions over several years with less tax implications. The lump sum allows a winner to get the prize all at once but sees significant taxes placed on it upfront. The federal government imposes a 24% tax on all lottery winnings above $5,000, and states set their rates. Maryland's is 8.75% for state residents and 8% for non-residents. That means instead of $50,000, the woman will walk away with around $33,625. Taxes taken out total around $16,375. Read More on The US Sun A Michigan player recently won $2 million from a scratch-off ticket but was forced to hand over $700,000 immediately for taxes. In Massachusetts, a man who won $1 million also instantly lost $300,000 due to his decision.

Eagles stars Jalen Hurts, A.J. Brown say relationship is 'good' after teammate suggests fissure

What you need to know about the dark side of AI marketingTitle: Western Media: Lewandowski Still Isolated in Barcelona Dressing Room, Had Argument with Fati and Frenkie

White supremacist incidents are rising across the US

In the end, the 9.9 yuan "day trip" had left a lasting impact on the lives of over 50 elderly individuals, who had been lured by the promise of adventure only to be left stranded and abandoned. It served as a sobering reminder of the importance of ensuring the safety and well-being of all travelers, regardless of cost or convenience. Let this be a cautionary tale to all, highlighting the need for vigilance and scrutiny when it comes to budget travel deals that seem too good to be true.

In a statement released by his team, Mamadashvili expressed his frustration at the turn of events but remained optimistic about his recovery. "I am deeply saddened to have to miss out on the remaining matches of the year due to this injury. However, I am fully committed to my rehabilitation process and will do everything in my power to come back stronger and better than ever," he said.House approves $895B defense bill with military pay raise, ban on transgender care for minors

BERWYN, Pa. , Nov. 26, 2024 /PRNewswire/ -- Envestnet, Inc. (the " Company "), yesterday announced that, pursuant to that certain Agreement and Plan of Merger, dated as of July 11, 2024 , by and among the Company, BCPE Pequod Buyer, Inc. (" Parent "), a Delaware corporation, and BCPE Pequod Merger Sub, Inc. (" Merger Sub "), a Delaware corporation and a wholly owned subsidiary of Parent (the "Merger Agreement"), Merger Sub merged with and into the Company (the " Merger "), with the Company continuing as the surviving corporation. At the effective time of the Merger, each share of common stock, par value $0.005 per share, of the Company (the " Common Shares ") (other than any Common Shares (i) owned by Parent (or any of its affiliates), Merger Sub or the Company or any direct or indirect wholly owned subsidiaries of Parent (or any of its affiliates), Merger Sub or the Company, (ii) that are Rollover Shares (as defined in the Merger Agreement), (iii) held in treasury of the Company, and (iv) as to which appraisal rights have been properly exercised in accordance with Delaware law) was automatically cancelled, extinguished and converted into the right to receive $63.15 in cash per one Common Share. As a result, a Share Exchange Event and a Make-Whole Fundamental Change occurred under each of the Indenture, dated as of August 20, 2020 , among the Company, the guarantor party thereto and U.S. Bank Trust Company, National Association, as successor in interest to U.S. Bank National Association, as trustee (the " Trustee "), which governs the Company's 0.75% Convertible Notes due 2025 (the " 2025 Notes ") (such indenture, the " 2025 Indenture ") and the Indenture, dated of November 17, 2022 , among the Company, the guarantor party thereto and the Trustee, which governs the Company's 2.625% Convertible Notes due 2027 (the " 2027 Notes ", and together with the 2025 Notes, collectively and individually, the " Notes ") (such indenture, the " 2027 Indenture ", and together with the 2025 Indenture, collectively, the " Indentures ", and each, an " Indenture ", as applicable), triggering the adjustments to the conversion rights as described below. The effective date of the Share Exchange Event and Make-Whole Fundamental Change was November 25, 2024 (the " Effective Date "). Capitalized terms used and not defined herein have the meanings ascribed to them in the applicable Indenture. The Company announced that, pursuant to the terms of the respective Indenture, in connection with the consummation of the Merger which constitutes a Share Exchange Event under each Indenture, the Company and the Trustee entered into supplemental indentures to each Indenture providing that, following the effective date of the Merger, the right to convert each $1,000 principal amount of Notes into shares of common stock of the Company at the then applicable conversion rate shall be changed into a right to convert such principal amount of Notes solely into a number of units of Reference Property in an aggregate amount equal to the applicable conversion rate in effect on the conversion date (as may be increased by any Additional Shares), multiplied by $63.15 , the price paid per share of Common Stock in the Merger. Because the Merger constituted a Make-Whole Fundamental Change, the Notes are convertible, at the option of the Holder, at any time from the Effective Date until 5:00 p.m. , New York City time, on the business day immediately preceding the Fundamental Change Purchase Date to be determined by the Company and separately announced to the Holders in accordance with the terms of the Indentures as a result of the Merger (the " Conversion Period "). Also because the Merger constituted a Make-Whole Fundamental Change, the conversion rate for the 2027 Notes will be temporarily increased during the Conversion Period. Such conversion rate per $1,000 principal amount of the 2027 Notes increased by 3.2973 units of Reference Property from 13.6304 units of Reference Property to 16.9277 units of Reference Property. The Company's conversion obligation with respect to Notes that are converted prior to the end of the Conversion Period will be fixed at an amount in cash equal to $591.602 per $1,000 principal amount of the 2025 Notes validly surrendered for conversion, and $1,068.984 per $1,000 principal amount of the 2027 Notes validly surrendered for conversion. The right of the Holders to convert their Notes is separate from the right, at the Holder's option, to submit their Notes for purchase upon a Fundamental Change. If a Holder submits a Fundamental Change Purchase Notice, such Holder may not surrender such Notes for conversion unless the Holder validly withdraws such Fundamental Change Purchase Notice prior to the Fundamental Change Expiration Time. Holders should review the applicable Indenture carefully and should consult with their own financial and tax advisors. None of the Company, Merger Sub, Parent or any of their respective affiliates, or any of its or their respective boards of directors, employees, advisors or representatives or U.S. Bank Trust Company, National Association, in its capacity as trustee, paying agent or conversion agent with respect to the Notes, is making any representation or recommendation to any Holder as to whether or not to surrender or convert that Holder's Notes. The Trustee, Paying Agent and Conversion Agent is: U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION Corporate Actions 111 Fillmore Avenue St. Paul, MN 55107-1402 Telephone: (800) 934-6802 Email: cts.specfinance@usbank.com Any questions or requests for assistance in connection with the conversion of the Notes may be directed to U.S. Bank Trust Company, National Association, in accordance with the contact information listed above, or the Company. About Envestnet Envestnet is helping to lead the growth of wealth managers and transforming the way financial advice is delivered through its ecosystem of connected technology, advanced insights, and comprehensive solutions – backed by industry-leading service and support. Serving the wealth management industry for 25 years with more than $6.5 trillion in platform assets—more than 111,000 advisors, 17 of the 20 largest U.S. banks, 48 of the 50 largest wealth management and brokerage firms, more than 500 of the largest RIAs -- thousands of companies, depend on Envestnet technology and services to help drive business growth and productivity, and better outcomes for their clients. Data as of 9/30/24. View original content to download multimedia: https://www.prnewswire.com/news-releases/envestnet-inc-announces-make-whole-fundamental-change-and-supplemental-indentures-under-its-0-75-convertible-notes-due-2025-and-2-625-convertible-notes-due-2027--302317032.html SOURCE Envestnet, Inc.

In conclusion, China's richest man's foray into the male HPV vaccine market represents a significant step forward in the fight against HPV-related cancers in men. By combining his resources, influence, and expertise, he has the potential to drive meaningful change in preventative healthcare and men's health outcomes, both in China and on a global scale. As the world watches this pioneering effort unfold, one thing is clear: the future of men's health is brighter with leaders like him leading the way.As the investigation into the shooting continues, more details are expected to emerge about the events leading up to the attack and the motivations behind it. The apprehension of the suspect marks a significant step forward in the pursuit of justice for the victim and those affected by the senseless act of violence. While the road to healing will be long and challenging, the community can take solace in the fact that those responsible for the crime are now in custody and will be held accountable for their actions.